gradient text
1. Open your picture or create new one.
2. Click t to select your text tool and type whatever you want in.

3. Highlight the text and go to layer > layer style > gradient overlay.

4. Now set the gradient to which ever you want. This is what i got.

You'll notice that part of the gradient is white. So i'm going to give it a border. you don't have to do this but i want to.
5. Go to layer > layer style > stroke.

6. Now change the settings to what you want them to be and click ok.
This is my final result

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